With the rapid development of the times, people's living standards American express automatic payments are gradually improving, online mobile payment has become an almost common thing, and has been inseparable from our lives. Especially in larger first- and second-tier cities, it's a straightforward cashless lifestyle. So is online payment good or bad? I have the following personal opinion.

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The advantages of online payment

The main benefits of online payments are convenience, speed and security. You don't need to carry a lot of cash when you go out, like you did ten years ago. It is not safe and inconvenient, especially at that time, it is easy to find the wrong money, and you may even receive counterfeit money and cause certain losses. Now, with online mobile payment, you only need to take out your mobile phone and swipe to complete the purchase, which is not only convenient for our consumers, but also helps sellers to improve work efficiency.

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Coupled with the strong support of the state and the government, we have integrated our daily necessities of life into the online payment platform, so that we can easily pay water, electricity, gas, telephone bills, etc. without leaving home. It is very suitable for the elderly at home with inconvenient legs, even Now, eating, buying medicines and taxis can be done with one click of the mobile phone, which really enriches our lives and brings great convenience.

The disadvantages of online payment

Having said so many advantages, there are indeed some problems and disadvantages for enterprises to pay online, and it is easy for people to lose the concept of living consumption, especially for the development of some underage teenagers, the payment method of online banking is It’s just a bunch of numbers. Spending money is the process of studying the changes in numbers over a period of time, and inadvertently develops the habit of spending money on learning. As an online data news media reported, underage elementary school students use their parents to play games on their mobile phones and reward the anchors with tens of thousands of yuan, but he thinks that he does not know how much his parents' hard-earned money was spent on his work. Think back to when Xiao Hei was a child. I took 50 cents from my family and my father beat him up. I can imagine how difficult it is to make money. Now that it is designed to make money, I feel how hard it is to make money.

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