Is anxiety a physical or mental impairment?

Almost 30% of adults experience an anxiety disorder at some point in their lives, making it the most prevalent of all mental disorders. Nonetheless, there are a variety of efficient therapies for anxiety disorders. Most persons who receive treatment can live regular, fulfilling lives.

What is the VHI wait time?

The 14-day timeframe begins two days following the Policy Details' issuance date. At renewal date: Unless the policyholder contacts us to cancel the policy prior to this Renewal Date, the policy will automatically renew on the date provided to the policyholder on the policy renewal papers.

Do people with high cholesterol have a disability?

Notwithstanding the dangers that high cholesterol poses, a person cannot receive Social Security disability payments based solely on their condition.

What condition is brought on by excessive cholesterol?

You run the risk of developing heart disease and stroke, which are the two main causes of mortality in the US, if you have too high cholesterol. Being tested for high cholesterol is the only way to determine if you have it as it has no visible symptoms.

Will your life insurance be denied because of high cholesterol?

You may have to pay higher rates for life insurance if you have high cholesterol, but you will still be able to obtain coverage. The amount you'll have to pay will depend on how bad your ailment is. Rarely, high cholesterol mixed with other health issues may result in the denial of an application.

Do people with knee pain have pre-existing conditions?

It is a disease or injury that existed 120 days prior to obtaining your travel insurance plan, or as otherwise stipulated under your plan. A sprained knee, for instance, that you got treatment for only 120 days before to the date you bought the insurance, will be regarded as a pre-existing medical condition.

Is knee pain a previous illness?

Herniated disks, broken bones, shoulder or upper body injuries, knee injuries, and torn ligaments are a few plainly visible examples of pre-existing ailments.

What medical inquiries are made before purchasing travel insurance?

Depending on how you are feeling, the questions will change. We might inquire about your medical history, any medications you've been prescribed, and any recent doctor's appointments. The names of the medications you take won't be necessary to share with us. We may also inquire about any treatment you could anticipate receiving in the future.

Does travel insurance cover medical conditions like depression?

After you have received a complete diagnosis from a general practitioner or another medical specialist who is qualified to do so, depression is recognized as a pre-existing medical disease. A pre-existing medical condition is essentially one that existed before you purchased your insurance.

What does high cholesterol mean in terms of travel insurance?

A healthy cholesterol level is typically defined as having a total cholesterol (TC) level of less than 5 millimoles per litre (mmol/L), with anything higher being considered to be high.